New Jersey Builders Risk Insurance Information
also CT, PA & NY Coverage Area
New Jersey builders risk insurance provides coverage for buildings
that are under construction. The construction can be new, a remodel,
or repair. Coverage includes materials at the work site before they are
installed, any materials intended for the work site that are in transit, and
the value of the new, remodeled, or repaired property being built until
it's completed and the owner accepts the work.
New Jersey builders risk insurance coverage can also be purchased
for specific home improvement projects such as a new room addition,
a deck or a remodeled kitchen.
Those who should seriously consider purchasing New Jersey builders
risk insurance include general contractors, subcontractors, home
builders, home renovators, real estate developers, building owners,
colleges and universities, and municipalities.
A New Jersey builders risk insurance policy includes perils such as
theft, vandalism, fire, wind storm, lightning, and hail. Most policies offer
limited coverage for collapse. Standard exclusions include earthquake,
flood, weather damage to property in the open, water damage,
employee theft, mechanical breakdown, war, government action,
contract penalty, and voluntary parting. Another important exclusion is
for damage resulting from faulty design, planning, workmanship and
materials. New Jersey builders risk insurance is meant to offer
coverage for accidental events and not for poor construction.
Earthquake and flood coverage can usually be added to the insurance
policy for an additional cost.
Who Is Insured
The named insured of a New Jersey builders risk insurance policy is usually the contractor or
developer of the property. However, it may be the building owner or homeowner if they are
responsible for insuring the property while under construction, particularly when the construction is
a remodel or repair. A mortgagee or lien holder may be added as an additional insured.
W.R. McClure Insurance Services has the experience to analyze and recommend the correct
builders risk insurance coverage for your New Jersey business. Our strong relationships with
insurers results in direct cost savings for our clients.
Click on the link below to fill out a secure quote request form for a New Jersey builders risk
insurance policy that regardless of whether you're a large employer or a small business, will
provide exceptional insurance coverage for your business or renovation at an affordable cost. Or
you can speak with our New Jersey Builders Risk Insurance specialist at (973) 584-5850 to
discuss the insurance policy features in more detail.
We are a Flanders, NJ insurance agency offering experienced and affordable New Jersey
builders risk insurance coverage to small business located in the following towns, cities and
counties in New Jersey: mount olive, budd lake, hackettstown, ledgewood, succasunna,
naughright, chester, mount freedom, randolph, wharton, dover, beatyestown, port murray, great
meadows, netcong, mount arlington, hopatcong, mount hope, morristown, rockaway, morris
plains, mendham, whippany, parsippany, boonton, hurdtown, espanong, greendell, pottersville,
bernardsville, basking ridge, mountainville, high bridge, bunnvale, hampton, washington, hope,
newark, trenton, camden, elizabeth, jersey city, paterson, hackensack, cherry hill, vineland,
millville, toms river, atlantic city, piscataway, fort lee, orange, union city, paramus, new
brunswick, bayonne, hoboken, north bergen, essex county, middlesex county, mercer county,
hunterdon county, bergen county, passaic county, morris county, warren county, sussex county,
somerset county, union county, hudson county, gloucester county, camden county, burlington
county, atlantic county, ocean county, cumberland county, salem county, monmouth county,
cape may county, NJ. We also offer builders risk insurance coverage throughout Connecticut,
Pennsylvania, and New York.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
( also CT, PA & NY )
W.R. McClure
Insurance Services
Large enough to answer client needs and small
enough to maintain personal relationships.
PERSONAL INSURANCE
BUSINESS INSURANCE
Professionalism - Small Business Specialists
Whether you are searching for builders risk insurance
options or just starting your small business, we can help.
Builders Risk
Experience - Dedication - Insurance Options
As an independent insurance agency we work for you.
We find the best, most affordable insurance products
from our wide range of insurance carrier options.
W.R. McClure
Insurance Services, Inc.
230 Route 206
Building 1 - Suite 8
Flanders, New Jersey 07836
Morris County, NJ
Office: (973) 584-5850
Fax: (973) 584-3440

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(973) 584-5850