New Jersey Boat Insurance Information
Morris County, NJ & Surrounding Areas
The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial accident,
it pays to have New Jersey boat insurance coverage you can count on.
Let a W.R. McClure Insurance Services experienced New Jersey boat
insurance specialist explain the different Liability Limits,
Comprehensive, Personal Injury Protection, Collision, Medical
coverages, and deductibles that are available for you to choose from.
We offer affordable boat insurance policies from leading boat insurance
carriers serving New Jersey.
Click on the link below to fill out a secure quote request form for a Morris County, NJ area Boat
Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost.
Or you can speak with our New Jersey Boat Insurance agent specialist at (973) 584-5850 to
discuss the insurance policy features in more detail.
We are a Flanders, NJ insurance agency offering affordable New Jersey boat insurance policy
premiums to residents of the following towns, cities and counties in New Jersey: mount olive,
budd lake, hackettstown, ledgewood, succasunna, naughright, chester, mount freedom,
randolph, wharton, dover, beatyestown, port murray, great meadows, netcong, mount arlington,
hopatcong, mount hope, morristown, rockaway, morris plains, mendham, whippany,
parsippany, boonton, hurdtown, espanong, greendell, pottersville, bernardsville, basking ridge,
mountainville, high bridge, bunnvale, hampton, washington, hope, newark, trenton, camden,
elizabeth, jersey city, paterson, hackensack, cherry hill, vineland, millville, toms river, atlantic
city, piscataway, fort lee, orange, union city, paramus, new brunswick, bayonne, hoboken, north
bergen, essex county, middlesex county, mercer county, hunterdon county, bergen county,
passaic county, morris county, warren county, sussex county, somerset county, union county,
hudson county, gloucester county, camden county, burlington county, atlantic county, ocean
county, cumberland county, salem county, monmouth county, cape may county, NJ. We also
offer boat insurance coverage throughout Connecticut, Pennsylvania, and New York.
Learn more about New Jersey Boat Insurance coverage options below!
New Jersey Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another boat, vehicle, or
other object. The deductible is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of
the New Jersey boat insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire, falling
objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount
you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the comprehensive coverage cost of the New Jersey boat insurance policy.
New Jersey Boat Insurance Info
New Jersey Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in New
Jersey is 15/30 and is explained in detail below. However, we recommend that you choose
liability insurance coverage amounts that are much higher than the minimums listed below.
Contact us to discuss what liability coverage amounts you require to meet your needs.

15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another boat or dock,
is covered through property damage boat insurance coverage. This coverage also assists in
protecting you if a lawsuit arises from an accident. The minimum required coverage amount in
New Jersey is $5,000.
New Jersey Bodily Injury Liability
New Jersey Property Damage Liability
New Jersey Liability Coverage limits explanation:
New Jersey Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces
and splints (including necessary travel related to medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity from inability to
work because of an injury suffered in an accident.
Benefits Provided:
New Jersey does require (PIP) or personal injury protection coverage. This coverage pays medical
bills for injuries suffered in a boat accident regardless of who caused the accident.
New Jersey Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault driver
who has no liability insurance. This is a required coverage for New Jersey Boat Insurance. Contact
us to discuss what uninsured coverage amounts you require to meet your family or personal
needs.

**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
( also CT, PA & NY )
W.R. McClure
Insurance Services
Large enough to answer client needs and small
enough to maintain personal relationships.
PERSONAL INSURANCE
BUSINESS INSURANCE
Professionalism - Small Business Specialists
Whether you are searching for better commercial insurance
options or just starting your small business, we can help.
Boat
Experience - Dedication - Insurance Options
As an independent insurance agency we work for you.
We find affordable boat insurance policy products
from our wide range of insurance carrier options.
W.R. McClure
Insurance Services, Inc.
230 Route 206
Building 1 - Suite 8
Flanders, New Jersey 07836
Morris County, NJ
Office: (973) 584-5850
Fax: (973) 584-3440

Website builder InsuranceWebsiteServices.com
W.R. McClure Insurance Services, Inc.
Copyright 2011-2017, All rights reserved
(973) 584-5850